This is default featured slide 1 title
This is default featured slide 4 title
This is default featured slide 5 title
 

Are You Interested In Boston Car Accident Frequently Asked Questions?

After a car accident has occurred, drivers can have many questions that need to be answered. Contacting an attorney isn’t always an option when someone’s on the way to the hospital or standing next to the road with their damaged vehicle. There are many Boston Car Accident Frequently Asked Questions such as:

  • What parts will the body shop use for repairs? Drivers often want to know if their vehicle will be repaired with original equipment manufacturer (OEM). If the part that was damaged could prohibit operational safety of the vehicle, they will replace it with an OEM part. If the vehicle has less than 20,000 miles on the odometer, a vehicle can be repaired with OEM parts. If there’s more than 20,000 on the odometer, non-safety parts will be replaced with aftermarket, used or reconditioned parts. An owner can demand to have their vehicle repaired with all OEM parts, but they will have to pay the additional money.
  • Can a driver retain a vehicle that’s been totaled? Some owners prefer to keep their vehicle after the insurance company has declared it a total loss. The insurance company has the right to take the title of the vehicle and scrap the car. Some insurance companies will let an owner keep their car after they pay the salvage value to the insurance company.
  • Can they stop paying insurance premiums? When a vehicle is being repaired or is a total loss, an owner must continue paying their insurance premiums. If the license plates are returned to the Registry of Motor Vehicles, they can cancel their insurance and stop paying the premium. The registry will give the owner a receipt to present to their insurance company to cancel the policy.
  • How much money will someone receive for a car that was a total loss? When a car is a total loss, an owner will only receive the actual cash value of the vehicle on the date of the loss. If an owner has an antique, classic or restored vehicle, they should have it appraised and insure it for that amount.

Insurance companies do not have specific time limits to pay comprehensive claims after an accident has occurred. An owner of a vehicle should be knowledgeable about their insurance policy when they purchase it.